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Plumbing insurance quotes for Minnesota master plumbers in need of proper insurance protection for their businesses. You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. General liability insurance covers bodily injury and property damage coverages. Your MN plumbing business needs this. Not just because of Minnesota licensing requirements. But, because a lawsuit or other liabilities can crush your Minnesota plumbing business.
What does plumbing insurance cost in Minnesota? Less than you think. A one man plumbing business can expect to pay around a thousand dollar per year for general liability. If you have a claim of $15,000, you can expect to pay a bit more. Plumbers insurance in normally rated based on payroll. Here is an example: Let’s say an owner is a set value $30,800 and you have three plumbers or journeyman working under you with $125,000 in employee payroll. You add them together, and you have $30,800 plus $125,000 equals $155,800 and this is what the company uses for rating the protections. You need to know the rules of the game to win.
Plumbing insurance or plumber’s insurance is general liability insurance, a fundamental business insurance coverage, sometimes referred to as commercial general liability insurance. Common limits of plumber’s insurance are $1,000,000/$2,000,000. For a more detailed definition, just click here:General Liability Insurance
Our favorite classification is plumbing and working with plumbers, tell everyone. We are ready for do certificate of insurance and keep a list of cities, and fax numbers. This help you receive proof fast! Bundling with commercial auto insurance and workers’ compensation insurance can bring added discounts and credits. We also write MN master plumbing bonds, mechanical bonds. Your plumbing business should have both bonds. We are plumbing insurance experts and plumbers throughout Minnesota and they are also glad they found us. Shopping multiple top rates insurance companies save you money and time. Ask a question or two, it’s always free. Read our Bio, then request your quote to the right. Let’s do business!