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We offer paper contractors insurance from multiple companies in Minnesota. Comparing your coverage with multiple companies save you time and money. Insurance companies define general contractors as paper contractors and working contractors. They are responsible for coordinating the job. Minnesota Paper contractors generally sub out 100% of the physical work. Working contractors are also involved in the physical labor, they might do 50% or the work and sub-contract the rest out. Rates are calculated using gross sales, owner and employee payroll, materials and sub-contracted labor costs. There are several additions or endorsements that can be added to the general liability insurance policy, the most popular is an additional insured. General liability insurance protects your Minnesota contracting or developing business from lawsuits and other liabilities, accidents and mishaps. Providing bodily injury and property damage coverage often served with a $1,000 or $2,500 property damage deductible. Common liability limits purchased are $1,000,000/$2,000,000. The $1,000,000 represents the occurrence limit. This means the most an insurance company will have paid for one claim. The $2,000,000 or second figure is the aggregate limit. This simply means the most an insurance will pay for in one policy year. Minnesota painter’s general liability insurance pays for bodily injury and property damage claims. Covering your premises, products, operation and completed operations. For a more detailed definition, just click here: General Liability Insurance
Let us shop multiple MN contractor carriers to find you the best quote for the coverage you need. We will make it easy, try us. Read our Bio, then request your quote. Complete our easy form to the right Let’s do business!